Dear Bill:

Thank you so much for all the time you spent with Marsha and I during our budget counseling. You were a tremendous help to us. Marsha told me she was a little skeptical about coming to counseling, because she keeps a very tight rein on our finances. She knows just how much we have coming in and going out - right down to the penny! Therefore, she didn't think we needed any counseling. She readily admits she was wrong,

Your session was eye-opening for both of us. We found areas where we could improve our spending and make our dollars go farther. We have joined BF's as you suggested and have started buying diapers and wipes there. We plan on starting a savings account for our clothing, vacations and car repairs/replacement. You were a wealth of information!

I really appreciate your ministry. Your teaching and preaching was very interesting and informative, and it was a great way to culminate my series on Biblical stewardship. Our church has profited greatly from what you taught us.

Marsha and I still covet your prayers that our house will sell in North Carolina. This will give us even greater financial freedom.

Thanks again for all you have done to help me and the people at Hope Baptist in the area of our finances. If I can be of any assistance to you in the future, please do not hesitate to give me a call.

Because of Christ,

Phillip G. Wages
Pastor

New Harmony Grove Baptist Church
2826 Georgia Highway 20 S.
Conyers, Georgia 30013
(770) 483-5379