One frequently asked question is about equity accelerator programs that mortgage lending institutions offer through direct mail.

I received one in my personal mail today and decided to write an article to post on our web site about the scam aspects of the proposal. (Read more>>>)

2. Credit Card Offers

Above Average Credit Score, Want to Slow Down Credit Card Offers?????

We know that Psalm 22:7 says that ..."the borrower is servant to the lender".... but somedays it seems that the US Postal Service is the lenders messenger person. Credit card issuers buy lists from the four largest credit rating companies. Those consumers with above average credit scores are then mailed a stream of offers for credit that is preapproved. (Read more>>>)

3. How Reverse Mortgages Work

Homeowners 62 and older who have paid off their mortgages or have only small mortgage balances remaining are eligible to participate in HUD's reverse mortgage program. The program allows homeowners to borrow against the equity in their homes. (Read more>>>)